Refreshing Snippets
The Biggest Risk to Your 401(K) Isn’t the Market - It’s Your Reaction
Market volatility can be difficult to stomach—especially when it comes to your 401(k) account. It’s tough to watch your retirement balance drop while the headlines are full of warnings about a possible market correction. In these nervous times, it might be tempting to sell securities and get out; however, the best approach for your portfolio might be the simplest – do nothing.
Best Practices for Wise Debt Management
Not all debt is created equal. Considering the difference between “good” and “bad” debt comes down to whether it creates long-term value or quietly erodes it.
Securing Your Legacy: A Pre-Retirement Financial Guide for High-Net-Worth Individuals
Are you just a few years away from retirement? For high-net-worth individuals, this transition is about more than just leaving work—it’s about protecting your wealth, sustaining your lifestyle, and ensuring your legacy. Here’s your essential pre-retirement financial guide to help you navigate these crucial years with confidence.
Why Your Financial Plan Should Be Built for Change
How flexibility, resilience, and smart adjustments can protect your goals—even when life gets unpredictable.
Three Reasons to Take a Sabbatical in Retirement
A sabbatical can also be a transformative experience for retirees. By putting a pause on your current retirement schedule, you can expand your ideas about what retirement can be and explore new ways to achieve satisfaction, joy, and value in your retirement years.
10 Financial Tips for Single Women
For women, whether you’re single, divorced, or separated, money management will become an important part of your life. You don't necessarily need to spend a lot of time getting your finances in order. It is often simply a matter of attending to the “basics.” The following best practices may help you stay on track.
Passing Wealth - Is Equal Distributions the Best Approach?
A more practical approach to division of assets may be one in which you recognize and compensate for differences in the abilities and needs of your children, even at the risk of producing some conflict. Through your estate plan, you have a chance to provide a measure of fairness that your children may not have found in their own lives.
A Hidden Gem: Embracing the Power of Health Savings Accounts (HSAs)
Most of us understand the need to save for retirement by contributing to a 401K plan or an IRA. Health Savings Accounts (HSA) are less discussed and are more than just savings accounts; they are key players in promoting financial health and enabling a brighter, more secure future.
Estate Planning Is Key To Ensuring Your Life Wishes Are Fulfilled
Here’s a quick checklist that will help you and your spouse outline a legacy plan that will protect your assets, care for each other in the event of incapacitation, and give you both some peace of mind.
10 Key Signs That It's Time for A New Advisor
Women have more financial responsibilities than ever before, and now, more than ever, a financial adviser is key to keeping your portfolio on track and achieving your financial goals.
A Woman’s Guide to Retiring Early and Bridging the Gap to Medicare
Early retirement may be planned or unplanned, but either way, stopping work results in big lifestyle changes. Protecting your health at all stages of life is crucial to taking care of your well being.
Positioning for Retirement with Equity Compensation
Creating a retirement income plan from stock requires more proactive and consistent planning. It may also fit into your retirement income planning in a different place than traditional savings.
Determining A Stock Option Strategy
When you receive stock options, the company does not hand you shares of stock right away. Instead, you receive the right to purchase shares of company stock at a certain price, in most instances below market value.
Living Longer: The Importance of Planning for Long-Term Care
Since women tend to outlive their partners, building a long-term care plan is just as important as planning for retirement. For many retirees, healthcare costs are their most significant expense and without proper planning, those costs can make for a stressful retirement.
Estate Planning: Streamlining the Transition
Planning the transition of your assets isn’t just about maximizing the amount passed on and simplifying the handover – it’s really about ensuring that the help, devotion and wisdom you provide for your loved ones now can continue even after you are gone.
Your Year-End Financial Planning Checklist
Before the holiday season gears up, there are some things you should check off your list so you can keep more of what you make and have more in the future.
Five Things to Know About Taxes in Retirement
Many retirees assume that expenses, such as spending and taxes, will go down once they leave the workforce. However, this isn’t always the case.
The New Value of Advice: Women Want More
With the rise of the fiduciary, fee-only model, a new wave of service offerings and client relationships in the financial advice industry are focused on a more holistic approach – and they are available to everyone.
Make Your Kids Money-Smart
It’s not about how much money you have to pass on to your kids – it’s about passing on money-smarts.
How to Find the Right Financial Advisor - Free Download
It’s no secret that the financial services industry is very confusing! Many people wonder when is the right time to work with an advisor, which ones they can trust, and who is the right match for them?