Refreshing Snippets
Understanding Your Investing Behavior
It’s critical that an advisor, such as Refresh Investments, understands the emotions inherent in investing, including your level of worry and your reaction to loss. To get at that, we need to look at the behavioral aspects of financial planning and investing.
Women & Cash - Is Holding Too Much a Good Thing?
Women tend to hold more cash, but holding too much cash limits wealth growth in the long run. Wealth creation is particularly important for women as they face additional financial challenges that men generally don’t.
Is a Target Date Fund Right for You?
Target date funds offer investors the ability to create a risk-appropriate asset allocation across multiple asset classes that automatically rebalances over time. While target date funds do have some unique attributes that can make investing for retirement on your own a little bit easier, limiting yourself to this type of investment may impact the amount of control you have in the long run.
Your Portfolio Asset Allocation - The Long and the Short of It
Determining your portfolio goals and your risk tolerance is the first step in creating an investment strategy. The next step is to deploy the investment strategy by mapping out an asset allocation.
Buying Bonds in Today’s Markets
When is it a good time to buy individual bonds? In today's interest rate environment, buying bond mutual funds or ETFs may be the way to go.