THE TEAM

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    Azeneth Morales

    FINANCIAL / CLIENT SERVICE ASSISTANT

    Azeneth joined Refresh Investments in 2026 as a Financial / Client Service Assistant. As part of the Refresh team, she supports the client experience and day-to-day operations, helping ensure a thoughtful and seamless process for clients.

    She approaches her work with a strong attention to detail and a commitment to delivering a high level of care, contributing to the personalized and responsive experience that defines Refresh Investments.

    Azeneth graduated from California State University, Fullerton with a degree in Business Administration, concentrating in Finance. During her time there, she was a member of the Titan Capital Management Program, where she gained hands-on experience in portfolio management and developed a strong focus on aligning investment strategies.

    Outside of work, Azeneth enjoys playing tennis, running, reading, and spending time with her family.

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    Kristin Busche, CFP®, MBA

    FINANCIAL PLANNER

    As a valued resource for Refresh Investments LLC, Kris is an expert in multiple technical and complex software systems required to develop comprehensive financial planning for our clients.  She works closely with Pam in developing strategies and formulating reports that guide clients in achieving their financial objectives.

    As a CERTIFIED FINANCIAL PLANNER® professional, Kris founded her own company, Real Joy, Inc., and she supports select advisors to develop financial plans for their clients.

    Kris earned a Bachelor of Science degree from University of Illinois at Urbana-Champaign and completed her Masters of Business Administration from University of Illinois at Chicago.

    Kris loves spending time with her husband and three kids doing anything outdoors, traveling and volunteering within the community.  One major bucket list item for her is to visit all 63 National Parks (8 down, 55 to go:).